Do you need Travel Insurance when Visiting Canada?
Is Canada your dream destination? The vibrant landscape, Niagara Falls, forest and the warm weather combined make it a perfect fit for a dream destination. While planning to explore Canada, never miss out to add travel insurance into your travel itinerary. Amidst the thrill of exploration, safeguarding your travel with travel insurance offers a safety net.
Canada Visa Online is an electronic travel authorization or travel permit to visit Canada for a period of time less than 6 months. International visitors must have a Canadian eTA to be able to enter Canada and explore this amazing country. Foreign citizens can apply for an Canada Visa Application in a matter of minutes. Canada Visa Application process is automated, simple, and completely online.
Is Travel Insurance Mandatory for Canada?
No, travel insurance is not made mandatory to travel to Canada. However, having travel insurance is advisable as it provides financial assistance against unforeseen medical emergencies or travel-related mishaps. Managing a sudden hospitalization in Canada could be exorbitant and might result in financial strain. By having travel insurance, you can rest assured and be worry-free about paying the medical bills as it provides coverage against unexpected hospitalization and medical bills.
Key Benefits of Travel Insurance
Like a passport and visa, travel insurance becomes important for safe and secure travel. Still wondering how travel insurance benefits you while you travel? Here are a few key benefits that exhibit the importance of travel insurance:
Hospitalization Coverage: The excitement of traveling never fades. However, there are a lot of ways in which one may need medical attention during travel. The new cuisine, flight sickness, allergies, etc., can result in unexpected hospitalization. A sudden medical emergency can disturb the travel plan and lead to financial burdens. Travel insurance provides cover for emergency hospitalization expenses, eliminating the worry of dealing with unexpected medical bills.
Baggage Cover: Loss or delay of the checked-in baggage or luggage is quite common in airlines. Such situations can leave you worrying about your belongings. Managing without personal belongings might cause discomfort and add up an additional expense to buy the essentials. To manage such situation, travel insurance provides coverage for the loss or delay of checked-in baggage.
Loss of Passport: A passport is an important identification document. In case of loss or theft of a passport while traveling, the expenses incurred for availing of a duplicate or new passport will be covered under travel insurance.
Flight Cancellation or Delay Coverage: If your well-planned travel gets canceled or cut short due to unforeseen situations, travel insurance provides coverage for flight cancellations. But what if the flight is delayed? In such cases, travel insurance covers the expenses of additional accommodation, travel, and other reasonable expenses if the flight is delayed for more than six hours.
Emergency Medical Evacuation: The emergency medical evacuation coverage of the travel insurance takes care of the expenses related to evacuating you to your residences for medical treatment or other emergencies.
7 Factors to Consider Before Buying a Travel Insurance
Selecting the best travel insurance is paramount because of the options available in the market. Following are the few keystones to consider before opting for travel insurance.
Coverage Type: The travel insurance providers broadly classify travel insurance based on the type of travel, such as overseas travel insurance, international travel insurance, single-trip travel insurance, multi-trip travel insurance, etc. Choose the plan according to your travel needs.
Coverage Limit: How long is your trip? Check about the limit placed on the duration provided by the travel insurance. Make sure the travel insurance provides adequate coverage for your entire trip and additional days if required. The duration of the trip is one of the major factors that affects the cost of travel insurance.
Read the Exclusion: It is important to know what is not covered under your travel insurance to make an informed decision at needful times. By knowing the exclusion beforehand you can financially be prepared to meet the excluded expenses while you travel.
Adventurous Sport and Activities: If you are planning for a trip full of adventurous sport and activities ensure if the policy covers the same. Because most travel insurance does not cover adventurous sports and activities. It is better to know before.
Additional Coverage: Besides the standard inclusion such as hospitalization, loss or delay or baggage, check if the travel insurance provides additional coverage options. Some travel insurance provides cover for personal liability, pre-existing disease, aircraft hijacking, etc.
Compare: Make use of online platforms to compare travel insurance coverage, benefits, and premiums. Compare them with various insurers to get comprehensive travel insurance with the best deal available in the market.
Review and Rating: Customers’ opinion about the insurer gives knowledge about the claim settlement ratio and assistance. Opt for an insurer that exhibits a reputable claim settlement ratio and 24/7 customer support to assist you at any time.
Like your visa for Canada, travel insurance may not be mandatory, but it is the best travel companion for securing a Canada trip. It is best to ensure whether the travel insurance provides adequate coverage against medical emergencies and other travel-related expenses. Access your travel needs to choose the best travel insurance policy that best suits your unique needs.